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हाड़ौती महिला बचत समिति · SHG & Collectives

Transparent Accounting for Women Entrepreneurs & SHGs

Built in the warm, trustworthy terracotta spirit of Bharat's collective enterprise. Track member savings, internal loans, batch production, and exhibition sales without paper registers.

100% Free Forever for Micro Groups (Up to 20 Members)
हाड़ौती महिला बचत समिति (Hadoti Mahila Bachat Samiti)NRLM Verified
आज की बिक्री (Sales)
₹12,500
बाकी उधारी (Receivables)
₹4,200
स्टॉक (Stock)
84 Items

Voice Entry Mode · लाइव प्रविष्टि

AI Parsed
  1. “रमेश को 20 पैकेट ₹450 के बेचे।”

    Voice input recognized in Hindi (Audio waveform synced)

  2. Sale: Ramesh · ₹9,000 · 20 packets

    Parsed & categorized as Credit Sale (उधारी बही)

  3. ·
    Stock reduced · Ledger updated

    Automatically synchronized to group passbook & daybook

Running your business can be as easy as speaking. Tell Udyami what happened, and it updates your books.

Designed for Collective Indian Enterprise

Built Around Everyday Group Questions

Traditional accounting software expects complex ledger debits and credits. Udyami is designed around the natural questions your group executives ask at every meeting.

Savings & Passbooks · बचत और पासबुक

How much did we save?

Individual member passbooks updated live with meeting attendance, interest records, and penalty tracking.

Batch Production · उत्पादन एवं सामग्री

How much did we produce?

Track batch recipes, raw materials (spices, flour, fabric), packaging, and member labor output per batch.

Mela & Market Sales · बिक्री और रसीदें

How much did we sell?

Sell at SARAS fairs, local haats, and wholesale outlets with clean printed or WhatsApp receipts and instant UPI.

Internal Lending · आंतरिक ऋण बही

Who has taken internal loans?

Straight simple interest (1.0%–2.0%/month) without compounding confusion. Automated installment schedules.

Bank Linkage Audit · बैंक लिंकेज ऑडिट

Are our books bank-ready?

Generate signed, verified monthly statements complying with NABARD and NRLM guidelines with a single click.

Member Dividends · लाभांश वितरण

Who worked how many hours?

Log hours worked or units packed per sister to distribute profits and wages fairly with zero group friction.

Modernize Your Federation

Moving from Paper Notebooks to Udyami

Eliminate missing register pages, calculated interest disputes, and unverified cash balances. Give every sister complete confidence in her group savings.

On paper (पारंपरिक डायरी बही)
With Udyami (डिजिटल उद्यम)
Savings tallied by hand at every meeting in paper register
Deposits logged as collected; individual member passbooks update live
Loan interest calculations prone to confusion & human error
Transparent simple interest (1–2%/mo) calculated automatically without compounding
Meeting attendance and resolutions kept in vulnerable physical books
Timestamped meeting registers with quorum verification and digital resolutions
Days spent preparing registers for annual bank-linkage inspections
1-Click bank-ready PDF export meeting official NABARD / NRLM audit standards
Physical cash box reconciliations without dual verification sign-off
Dual-authorized cashbox closing balance with instant SMS / WhatsApp ledger receipts
Bank Linkage Ready

Built to Official NABARD & NRLM Audit Standards

Bank loans for SHGs require rigorous, authenticated records. Udyami maintains a live audit log that exports directly to the standard inspection templates used by rural banks and federations.

NABARD & NRLM Regulatory Audit Schema

Official schema compatibility standard for Bank Linkage Inspections

Bank-Ready Export
Audit ParameterField TokenNRLM Standard TagStandard Calculation Rule
Group Identificationgroup_idMandatoryNRLM / SRLM master federation portal unique 14-digit identifier
Member Passbook Referencepassbook_idMandatoryPer-member individual ledger ID mapped to bank Aadhaar / savings link
Monthly Core Savingsmonthly_savings_rs100% VerifiedFixed core monthly corpus contribution with meeting quorum attendance
Internal Loan Interestloan_interest_paid_rs1.0%–2.0%/mo SimpleStraight monthly reducing interest (zero compounding) per NABARD guidelines
Cash Box Reconciliationcash_box_reconciliation2-of-3 Executive Sign-offSimultaneous digital authentication by President, Secretary, or Treasurer
Simple · Fast · Bharat-First

Empower Your Self Help Group Today

Join thousands of women micro-entrepreneurs across India managing their collective business with dignity, transparency, and ease.

No Credit Card Required 1-Minute Setup 100% Data Confidentiality